In America the bank canvasses that "You take money, you purchase motorcar, you purchase your house, and, as soon as you get your salary, you give me." That's all. Finished. You take the card… American… What is it called? Am-card? Yes.
Prabhupada: "Bank-card" or something. "Bank-rupt." (laughter) You see? So you take the card and you purchase whatever you like. And deposit your money in the bank. Then again, you are without any money. Simply that card. That's all.
From Srila Prabhupada's lecture on Srimad-Bhagavatam 1.2.18 — Vrndavana, October 29, 1972